CIT Bank vs SoFi
CIT Platinum Savings pays 4.85% APY vs. SoFi High-Yield Savings's 4.00%. CIT Platinum Savings wins on rate; SoFi High-Yield Savings carries a stronger brand reputation.
Option B
SoFi
3.10%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: Savers who want the highest rate with no minimums or fees
Open with SoFi →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 5/7/2026.