Mitten vs Bread Savings

Mitten High-Yield Savings pays 4.01% APY vs. Bread Savings High-Yield Savings's 3.95%. Mitten High-Yield Savings wins on rate; Bread Savings High-Yield Savings carries a stronger brand reputation.

Option A

Mitten

4.01%
APY
Min
$5
Fee
$0/mo
FDIC
Yes
Best for: rate-maximizing savers
Open with Mitten
Option B

Bread Savings

3.95%
APY
Min
$0
Fee
$0/mo
FDIC
Yes
Best for: people starting with smaller balances
Open with Bread Savings

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/13/2026.