Bank of America vs Wells Fargo
Bank of America BALANCE-TRANSFER pays 14.99% APR; Wells Fargo BALANCE-TRANSFER pays 17.49%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
Bank of America
- Min
- $0
- Fee
- $0/mo
Best for: 0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR thats currently 14.99% - 25.99% will apply. A
Open with Bank of America →Option B
Wells Fargo
17.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Wells Fargo →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.