CIT Bank vs American Express
CIT Platinum Savings pays 4.85% APY vs. Amex High Yield Savings's 4.35%. CIT Platinum Savings wins on rate; Amex High Yield Savings carries a stronger brand reputation.
Option B
American Express
3.00%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: people starting with smaller balances
Open with American Express →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 5/7/2026.