Synchrony vs American Express
Synchrony High Yield Savings pays 4.50% APY vs. Amex High Yield Savings's 4.35%. Synchrony High Yield Savings wins on rate; Amex High Yield Savings carries a stronger brand reputation.
Option A
Synchrony
3.30%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: Rate chasers who want top APY
Open with Synchrony →Option B
American Express
3.00%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: Competitive rate with easy online access
Open with American Express →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 5/7/2026.