American Express vs Axos Bank
Axos Bank's High-Yield Savings earns 3.75% APY versus American Express's 3.00% APY, making it the higher-yielding option with no minimum balance or fees. American Express may appeal to customers prioritizing brand recognition and existing ecosystem integration. Both accounts are FDIC-insured with $0 minimums.
Option A
American Express
3.00%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: savers who prefer well-known institutions
Open with American Express →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.