American Express vs Apple Bank
American Express High-Yield Savings earns 3.00% APY with no minimum balance requirement, while Apple Bank High-Yield Savings earns a slightly higher 3.03% APY but requires a $100 minimum. American Express suits those starting with small amounts; Apple Bank appeals to rate-focused savers with $100 to deposit. Both carry $0 monthly fees and FDIC protection.
Option A
American Express
3.00%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: people starting with smaller balances
Open with American Express →Option B
Apple Bank
3.03%
APY
- Min
- $100
- Fee
- $0/mo
- FDIC
- Yes
Best for: rate-maximizing savers
Open with Apple Bank →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.