CIT Bank vs American Express
CIT 11-Month No-Penalty CD pays 4.90% APY vs. Amex 12-Month CD's 4.75%. CIT 11-Month No-Penalty CD wins on rate; Amex 12-Month CD carries a stronger brand reputation.
Option A
CIT Bank
4.00%
APY
- Min
- $1000
- Fee
- $0/mo
- FDIC
- Yes
Best for: Competitive rate with easy online access
Open with CIT Bank →Option B
American Express
3.50%
APY
- Min
- $0
- Fee
- $0/mo
- FDIC
- Yes
Best for: Competitive rate with easy online access
Open with American Express →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 5/7/2026.