Academy Bank vs Alliant Credit Union
Alliant Credit Union's mortgage offers a lower rate at 5.78% APR versus Academy Bank's 6.27% APR, potentially saving borrowers on interest costs. Academy Bank provides FDIC insurance protection, while Alliant's deposits aren't FDIC-insured; both charge no monthly fee or minimum balance.
Option B
Alliant Credit Union
6.15%
APR
- Min
- $0
- Fee
- $0/mo
Best for: rate-maximizing savers
Open with Alliant Credit Union →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.