America First Credit Union 4-year business CD rate
America First Credit Union pays 4.45% APY on its 4-year business CD, as of November 9, 2026. That is above the median of 3.35% across the 18 banks we track for this term, and ranks 1st of 18. You need $500 to open it. Conditions apply, listed below.
APY
4.45%
Checked November 9, 2026
Open with
$500
No maximum published
Take it out early
180 days of interest
About $215.01 on $10,000
What $10,000 would earn
If you open this CD with $10,000 and leave it for 4 years, it would earn about $1,902.38. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 4.45% APY (4.36% interest rate)
- Term
- 4 years
- Minimum to open
- $500
- Maximum deposit
- Not published
- Early withdrawal
- 180 days of interest
- Interest
- Compounded monthly, paid monthly
- Rate type
- Fixed
- At the end of the term
- Renews on its own; 10 days to withdraw without penalty
- Adding money later
- Not allowed
- How to open
- Not published
- Deposit insurance
- NCUA insured (credit union)
What the bank says about early withdrawal: Terms of twelve (12) months or less sixty (60) days of dividend; terms over twelve (12) months one hundred eighty (180) days of dividend. Minimum penalty is $5.
- Credit union membership is required.
- Rates shown are for balances up to $100,000.
Other 4-year business CDs
| Bank | APY | Open with |
|---|---|---|
| Prime Alliance Bank | 4.45% | $500 |
| TAB Bank | 4.20% | $1,000 |
| Republic Bank | 4.15% | $1,000 |
| AMOCO Federal Credit Union | 4.00% | $1,000 |
| First Internet Bank of Indiana | 4.00% | $1,000 |
| First Community Credit Union | 3.90% | $5,000 |
Other America First Credit Union business CD terms
Common questions
What is the America First Credit Union 4-year business CD rate?
4.45% APY as of November 9, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the America First Credit Union 4-year business CD?
$500.
How much would $10,000 earn in this CD?
About $1,902.38 over 4 years if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank charges 180 days of interest. On $10,000 that is roughly $215.01.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.