America First Credit Union business CD rates
America First Credit Union offers 9 business CD terms. The highest rate is 4.60% APY on the 5 years CD, which needs $500 to open. Rates were last checked November 9, 2026.
Rates by term
| Term | APY | Open with | Early withdrawal |
|---|---|---|---|
| 3 months | 3.95% | $500 | 60 days of interest |
| 6 months | 4.00% | $500 | 60 days of interest |
| 1 year | 4.05% | $500 | 60 days of interest |
| 18 months | 4.10% | $500 | 180 days of interest |
| 2 years | 4.50% | $500 | 180 days of interest |
| 30 months | 4.35% | $500 | 180 days of interest |
| 3 years | 4.40% | $500 | 180 days of interest |
| 4 years | 4.45% | $500 | 180 days of interest |
| 5 years | 4.60% | $500 | 180 days of interest |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
How it works
- Minimum to open
- $500
- Maximum deposit
- Not published
- Interest
- Compounded monthly, paid monthly
- Rate type
- Fixed
- At the end of the term
- Renews on its own; 10 days to withdraw without penalty
- Adding money later
- Not allowed
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: Terms of twelve (12) months or less sixty (60) days of dividend; terms over twelve (12) months one hundred eighty (180) days of dividend. Minimum penalty is $5.
- Credit union membership is required.
- Rates shown are for balances up to $100,000.
This is a credit union. Deposits are insured by the NCUA, not the FDIC, and you must be eligible to join.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the number of days you get to withdraw without a penalty.
- Read the bank's account agreement.
Common questions
What are America First Credit Union's business CD rates?
3 months 3.95%, 6 months 4.00%, 1 year 4.05%, 18 months 4.10%, 2 years 4.50%, 30 months 4.35%, 3 years 4.40%, 4 years 4.45%, 5 years 4.60% APY, as of November 9, 2026.
How much does it cost to open a America First Credit Union business CD?
The page we read says $500 to open.
What if I take money out of a America First Credit Union business CD early?
The bank says: Terms of twelve (12) months or less sixty (60) days of dividend; terms over twelve (12) months one hundred eighty (180) days of dividend. Minimum penalty is $5.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
- https://www.americafirst.com/documents/business-deposit-rate-fee.pdf
Used for: Rate (APY), Minimum to open, Monthly fee, Early withdrawal penalty, How interest is paid, Rate type, Renewal, Adding money later, Deposit insurance