Content edited: November 8, 2026
Top money market account rates we checked (November 8, 2026)
Each rate was read from the bank's own page. Rates can change at any time, so confirm with the bank before you open an account.
| Bank | APY | Opening deposit | Monthly fee |
|---|---|---|---|
Zynlo Bank ZYNLO Money Market Account · FDIC | 4.05% | $0 | None |
Prime Alliance Bank Personal Money Market · FDIC | 3.90% | $0 | None |
First Internet Bank of Indiana Money Market Savings · FDIC | 3.88% | $0 | $5 |
Sallie Mae Bank Sallie Mae Money Market Account · FDIC | 3.60% | $0 | None |
VirtualBank eMoney Market · FDIC | 3.51% | $0.01 | $5 |
Vio Bank Cornerstone Money Market Savings Account · FDIC | 3.40% | $100 | None |
Ally Bank Money Market Account · FDIC | 3.20% | $0 | None |
Langley FCU Platinum Money Market · NCUA | 2.95% | $25,000 | None |
TAB Bank TAB Bank Money Market Account · FDIC | 0.25% | $0.01 | None |
Applied Bank Personal Money Market · FDIC | 0.05% | $1,000 | $10 |
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