Content edited: November 1, 2026
Top CD rates we checked (November 7, 2026)
Each rate was read from the bank's own page. Rates can change at any time, so confirm with the bank before you open an account.
| Bank | APY | Opening deposit | Monthly fee |
|---|---|---|---|
Popular Direct Popular Direct CD (60 months), 5-year · FDIC | 5.00% | $10,000 | None |
Sallie Mae Bank Certificate of Deposit (60 months), 5-year · FDIC | 5.00% | $2,500 | None |
Popular Direct Popular Direct CD (48 months), 4-year · FDIC | 4.95% | $10,000 | None |
Popular Direct Popular Direct CD (36 months), 3-year · FDIC | 4.85% | $10,000 | None |
Popular Direct Popular Direct CD (18 months), 18-month · FDIC | 4.80% | $10,000 | None |
Popular Direct Popular Direct CD (24 months), 2-year · FDIC | 4.80% | $10,000 | None |
Sallie Mae Bank Certificate of Deposit (36 months), 3-year · FDIC | 4.75% | $2,500 | None |
Sallie Mae Bank Certificate of Deposit (24 months), 2-year · FDIC | 4.70% | $2,500 | None |
Sallie Mae Bank Certificate of Deposit (30 months), 30-month · FDIC | 4.70% | $2,500 | None |
Sallie Mae Bank Certificate of Deposit (15 months), 15-month · FDIC | 4.65% | $2,500 | None |
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