Rate updated · 87 banks tracked

Varo Bank savings account rate: 2.5% APY

Varo Bank pays 2.5% on its savings account — ranking in the lower half of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)

The gap, in your dollars

At 2.5%, $25,000 earns $625/yr here versus $975/yr at the field leader — a $350/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Varo Bank and alternatives →

Frequently asked questions

What is Varo Bank's savings account interest rate?

Varo Bank pays 2.5% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Is Varo Bank's savings rate good?

Varo Bank's 2.5% ranks in the lower half of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.

Which banks pay more than Varo Bank?

Higher-paying tracked options include penfed, ally, alto. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.