Rate updated · 64 banks tracked
TD Bank savings account rate: 0.02% APY
TD Bank pays 0.02% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.33%. (Updated November 1, 2026.)
Is TD Bank a good savings rate? Not really. At 0.02% it trails the 4.33% best available rate, leaving about $1,078 a year on the table on a $25,000 balance.
The gap, in your dollars
At 0.02%, $25,000 earns $5/yr here versus $1,083/yr at the field leader — a $1,078/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is TD Bank's savings account interest rate?▾
TD Bank pays 0.02% APY on its savings account as of November 1, 2026, based on rates SwitchWize tracks across 64 banks.
Is TD Bank's savings rate good?▾
TD Bank's 0.02% ranks in the bottom quartile of tracked banks. The best available rate is 4.33% and the FDIC national average is 0.38%.
Which banks pay more than TD Bank?▾
Higher-paying tracked options include usbank, washington savings bank, first citizens. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.