Rate updated · 87 banks tracked

TD Bank savings account rate: 0.02% APY

TD Bank pays 0.02% on its savings account — ranking in the bottom 10th percentile of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)

The gap, in your dollars

At 0.02%, $25,000 earns $5/yr here versus $975/yr at the field leader — a $970/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify TD Bank and alternatives →

Frequently asked questions

What is TD Bank's savings account interest rate?

TD Bank pays 0.02% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Is TD Bank's savings rate good?

TD Bank's 0.02% ranks in the bottom 10th percentile of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.

Which banks pay more than TD Bank?

Higher-paying tracked options include citi, citibank, bank of america. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.