Rate checked November 8, 2026 (today)
Newtek Bank 5-year CD rate: 2.00% APY
Newtek Bank's 5-year CD pays 2.00% APY. That ranks 43rd of the 64 banks we track for this term. The best is 5.00% at Popular Direct.
- APY
- 2.00%
- Last change
- None yet
- Tracked since Aug 4, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 2.00%, $25,000 earns about $500 in the first year.
The best 5-year CD earns about $1,250 on the same money. Choosing Newtek Bank instead gives up about $750 a year.
The middle 5-year rate across 64 banks is 3.13%. Figures are first-year interest at the quoted APY, before taxes.
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Newtek Bank 5-year CD rate history
We have tracked this rate since August 4, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| August 4, 2026 | 2.00% | First tracked |
Banks that pay more for a 5-year CD
- Popular Direct5.00%
- Quorum Federal Credit Union5.00%
- Sallie Mae Bank5.00%
Newtek Bank CD rates for other terms
Other Newtek Bank rates
Questions
What is Newtek Bank's 5-year CD rate?
Newtek Bank pays 2.00% APY on its 5-year CD, based on its own rate page when we last checked. That earns about $500 a year on $25,000.
Is Newtek Bank's 5-year CD rate good?
It ranks 43rd of the 64 banks we track for this term. The best rate for this term is 5.00% at Popular Direct, and the middle rate is 3.13%. Choosing Newtek Bank over the best costs about $750 a year on $25,000.
Which banks pay more than Newtek Bank on a 5-year CD?
Popular Direct (5.00%), Quorum Federal Credit Union (5.00%), Sallie Mae Bank (5.00%).
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General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.