Rate updated · 64 banks tracked
Navy Federal CU savings account rate: 0.25% APY
Navy Federal CU pays 0.25% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.37%. (Updated November 5, 2026.)
Is Navy Federal CU a good savings rate? Not really. At 0.25% it trails the 4.37% best available rate, leaving about $1,029 a year on the table on a $25,000 balance.
The gap, in your dollars
At 0.25%, $25,000 earns $63/yr here versus $1,092/yr at the field leader — a $1,029/yr difference.
See your exact number →Higher-paying alternatives we track
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Frequently asked questions
What is Navy Federal CU's savings account interest rate?▾
Navy Federal CU pays 0.25% APY on its savings account as of November 5, 2026, based on rates SwitchWize tracks across 64 banks.
Is Navy Federal CU's savings rate good?▾
Navy Federal CU's 0.25% ranks in the bottom quartile of tracked banks. The best available rate is 4.37% and the FDIC national average is 0.38%.
Which banks pay more than Navy Federal CU?▾
Higher-paying tracked options include wintrust, east west bank, citizens access. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.