Rate updated · 87 banks tracked

Mountain America Credit Union savings account rate: 0.05% APY

Mountain America Credit Union pays 0.05% on its savings account — ranking in the bottom quartile of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)

The gap, in your dollars

At 0.05%, $25,000 earns $13/yr here versus $975/yr at the field leader — a $963/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Mountain America Credit Union and alternatives →

Frequently asked questions

What is Mountain America Credit Union's savings account interest rate?

Mountain America Credit Union pays 0.05% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Is Mountain America Credit Union's savings rate good?

Mountain America Credit Union's 0.05% ranks in the bottom quartile of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.

Which banks pay more than Mountain America Credit Union?

Higher-paying tracked options include charles schwab, becu, navy federal. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.