Rate checked November 1, 2026
E*TRADE 2-year CD rate: 4.80% APY
E*TRADE's 2-year CD pays 4.80% APY. That ranks 3rd of the 63 banks we track for this term. The best is 4.85% at Merrick Bank.
What it earns on $25,000
At 4.80%, $25,000 earns about $1,200 in the first year.
The best 2-year CD earns about $1,212 on the same money. Choosing E*TRADE instead gives up about $12 a year.
The middle 2-year rate across 63 banks is 3.35%. Figures are first-year interest at the quoted APY, before taxes.
Banks that pay more for a 2-year CD
- Merrick Bank4.85%
- CFG Bank4.82%
E*TRADE CD rates for other terms
Questions
What is E*TRADE's 2-year CD rate?
E*TRADE pays 4.80% APY on its 2-year CD, based on its own rate page when we last checked. That earns about $1,200 a year on $25,000.
Is E*TRADE's 2-year CD rate good?
It ranks 3rd of the 63 banks we track for this term. The best rate for this term is 4.85% at Merrick Bank, and the middle rate is 3.35%. Choosing E*TRADE over the best costs about $12 a year on $25,000.
Which banks pay more than E*TRADE on a 2-year CD?
Merrick Bank (4.85%), CFG Bank (4.82%).
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.