Rate updated · 64 banks tracked

BankUnited savings account rate: 2.10% APY

BankUnited pays 2.10% on its savings account — ranking in the lower half of the 64 banks SwitchWize tracks, where the best available rate is 4.37%. (Updated November 8, 2026.)

Is BankUnited a good savings rate? Not really. At 2.10% it trails the 4.37% best available rate, leaving about $567 a year on the table on a $25,000 balance.

The gap, in your dollars

At 2.10%, $25,000 earns $525/yr here versus $1,092/yr at the field leader — a $567/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify BankUnited and alternatives →
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Frequently asked questions

What is BankUnited's savings account interest rate?▾

BankUnited pays 2.10% APY on its savings account as of November 8, 2026, based on rates SwitchWize tracks across 64 banks.

Is BankUnited's savings rate good?▾

BankUnited's 2.10% ranks in the lower half of tracked banks. The best available rate is 4.37% and the FDIC national average is 0.38%.

Which banks pay more than BankUnited?▾

Higher-paying tracked options include east west bank, citizens access, alto. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.