Rate updated June 18, 2026 · 87 banks tracked

BankUnited savings account rate: 2.1% APY

Q: What is BankUnited's savings account interest rate?

BankUnited pays 2.1% APY on its Savings Account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Q: Which banks pay more than BankUnited?

Higher-paying tracked options include first-of-america (3.9%), varo (3.9%), and penfed (3.9%).

BankUnited pays 2.1% on its savings account — ranking in the lower half of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)

The gap, in your dollars

At 2.1%, $25,000 earns $525/yr here versus $975/yr at the field leader — a $450/yr difference.

See your exact number →

Higher-paying alternatives we track

first of americaView rate →varoView rate →penfedView rate →

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify BankUnited and alternatives →

Frequently asked questions

What is BankUnited's savings account interest rate?▾

BankUnited pays 2.1% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Is BankUnited's savings rate good?▾

BankUnited's 2.1% ranks in the lower half of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.

Which banks pay more than BankUnited?▾

Higher-paying tracked options include first of america, varo, penfed. Compare rates at /banks to find the best current option.

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General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.