Rate checked November 8, 2026 (today)
Alto Bank 6-month CD rate: 2.50% APY
Alto Bank's 6-month CD pays 2.50% APY. That ranks 44th of the 61 banks we track for this term. The best is 4.40% at BTG Pactual Bank.
- APY
- 2.50%
- Last change
- None yet
- Tracked since Aug 4, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 2.50%, $25,000 earns about $625 in the first year.
The best 6-month CD earns about $1,100 on the same money. Choosing Alto Bank instead gives up about $475 a year.
The middle 6-month rate across 61 banks is 3.75%. Figures are first-year interest at the quoted APY, before taxes.
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Alto Bank 6-month CD rate history
We have tracked this rate since August 4, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| August 4, 2026 | 2.50% | First tracked |
Banks that pay more for a 6-month CD
- BTG Pactual Bank4.40%
- LendingClub4.40%
- Merrick Bank4.40%
Alto Bank CD rates for other terms
Other Alto Bank rates
Questions
What is Alto Bank's 6-month CD rate?
Alto Bank pays 2.50% APY on its 6-month CD, based on its own rate page when we last checked. That earns about $625 a year on $25,000.
Is Alto Bank's 6-month CD rate good?
It ranks 44th of the 61 banks we track for this term. The best rate for this term is 4.40% at BTG Pactual Bank, and the middle rate is 3.75%. Choosing Alto Bank over the best costs about $475 a year on $25,000.
Which banks pay more than Alto Bank on a 6-month CD?
BTG Pactual Bank (4.40%), LendingClub (4.40%), Merrick Bank (4.40%).
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