Rate checked November 8, 2026 (today)
Ally 9-month CD rate: 4.15% APY
Ally's 9-month CD pays 4.15% APY. That ranks 9th of the 17 banks we track for this term. The best is 4.50% at Merrick Bank.
- APY
- 4.15%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
What it earns on $25,000
At 4.15%, $25,000 earns about $1,038 in the first year.
The best 9-month CD earns about $1,125 on the same money. Choosing Ally instead gives up about $87 a year.
The middle 9-month rate across 17 banks is 4.15%. Figures are first-year interest at the quoted APY, before taxes.
We will email you once when Ally's 9-month CD rate moves by 0.05 points or more, up or down. No other emails.
One email per rate change. Unsubscribe in one click. We never share your address.
Pick your maturity date. We email you 14 days before it, with today's best rates, so you can move the money before Ally renews it. You will also get one email if this CD's rate changes.
Ally 9-month CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 4.15% | First tracked |
Banks that pay more for a 9-month CD
- Merrick Bank4.50%
- Synchrony4.50%
- Bread Savings4.40%
Ally CD rates for other terms
Other Ally rates
- Ally savings rate3.20%
- Ally money market rate3.20%
- Ally checking rate0.10%
Questions
What is Ally's 9-month CD rate?
Ally pays 4.15% APY on its 9-month CD, based on its own rate page when we last checked. That earns about $1,038 a year on $25,000.
Is Ally's 9-month CD rate good?
It ranks 9th of the 17 banks we track for this term. The best rate for this term is 4.50% at Merrick Bank, and the middle rate is 4.15%. Choosing Ally over the best costs about $87 a year on $25,000.
Which banks pay more than Ally on a 9-month CD?
Merrick Bank (4.50%), Synchrony (4.50%), Bread Savings (4.40%).
The weekly top 5 rates
The best savings, money market, checking and CD rates once a week, plus the moves worth a look. Free, one-click unsubscribe, we never share your address.
Send me the weekly SwitchWize rate briefing: the biggest changes in savings, money market, checking and CD rates. Unsubscribe in one click. We never share your address.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.