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HomeRates10-Year Treasury
-6bps this week

10-Year Treasury Yield Tracker

Follow the market yield that often influences mortgage pricing and long-term rate sentiment.

10-year Treasury yield

4.15%

Benchmark average

4.21%

User opportunity

Small rate differences compound over time

Historical archive

10-Year Treasury over time

-6bps this week
12 mo9 mo6 mo3 mo30 dToday

3 mo

4.28%

30 d

4.27%

Today

4.12%

What changed

10-Year Treasury moved down by 6 basis points this week.

Why it matters

Are mortgage rates likely to move?

What to do next

Compare mortgage quotes when Treasury yields move materially.

How we track this rateShow
SourceSt. Louis Fed FRED (DGS10 series), updated daily
Method10-Year Treasury Yield (FRED series DGS10) sourced from St. Louis Fed FRED API via the weekly fred-history cron and stored in rate_snapshots. Current rate reflects the most recent available daily observation.

Verified existing coverage

Use what SwitchWize already has

3 links
GuideWhen Will Mortgage Rates Go Down? Outlook and StrategyFind out when will mortgage rates go down in 2026. See current rate data, three forecast scenarios, and a buy-now-vs-wait framework with dollar examples.CalculatorMortgage CalculatorCalculate your monthly payment, total interest, and full amortization schedule.BenchmarkBenchmark pageExisting SwitchWize market context connected to this benchmark.

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