Historical archive
Personal Loans history
A rate archive for seeing where personal loans has moved, what the current rate means, and which SwitchWize action fits next.
Historical archive
Personal Loans over time
Jun 23
11.99%
Jun 24
11.99%
Jun 25
11.99%
Archive high
11.99%
Highest observed point in this archive window.
Archive low
9.30%
Lowest observed point in this archive window.
Archive average
11.81%
46 observations summarized for context.
Archive table
Current rate: 7.49% APR — 46 observations
Apr 3011.69%Avg 8.23%
May 19.30%Avg 7.67%
May 59.30%Avg 7.60%
May 69.30%Avg 7.60%
May 711.99%Avg 7.81%
May 811.99%Avg 7.78%
May 1011.99%Avg 7.78%
May 1111.99%Avg 7.66%
May 1211.99%Avg 7.78%
May 1411.99%Avg 7.78%
May 1511.99%Avg 7.78%
May 1711.99%Avg 7.78%
May 1811.99%Avg 7.78%
May 1911.99%Avg 7.78%
May 2111.99%Avg 7.78%
May 2211.99%Avg 7.83%
May 2311.99%Avg 7.83%
May 2411.99%Avg 7.71%
May 2511.99%Avg 7.83%
May 2711.99%Avg 7.83%
May 2811.99%Avg 7.83%
May 2911.99%Avg 7.83%
May 3111.99%Avg 7.83%
Jun 111.99%Avg 7.83%
Jun 211.99%Avg 7.83%
Jun 311.99%Avg 7.83%
Jun 411.99%Avg 7.83%
Jun 511.99%Avg 7.83%
Jun 611.99%Avg 7.83%
Jun 711.99%Avg 7.83%
Jun 811.99%Avg 7.83%
Jun 911.99%Avg 7.77%
Jun 1011.99%Avg 7.77%
Jun 1111.99%Avg 7.77%
Jun 1211.99%Avg 7.77%
Jun 1311.99%Avg 7.77%
Jun 1411.99%Avg 7.77%
Jun 1611.99%Avg 7.77%
Jun 1711.99%Avg 7.77%
Jun 1811.99%Avg 7.77%
Jun 1911.99%Avg 7.77%
Jun 2111.99%Avg 7.77%
Jun 2211.99%Avg 7.77%
Jun 2311.99%Avg 7.77%
Jun 2411.99%Avg 7.77%
Jun 2511.99%Avg 7.77%
Verified existing coverage
Use what SwitchWize already has
GuideA Personal Loan at 10% APR vs. a Credit Card at 22%: The Math Is Not CloseWhen a personal loan makes sense, when it destroys value, how to get the lowest rate, and what lenders don't disclose upfront — including the origination fee that changes every calculation.GuideHow to Switch Banks Without Breaking a Single Auto-PaymentThe reason most people never move to a higher rate is fear of breaking a bill. Here is the order of operations that switches your bank with zero missed payments and zero downtime.GuideLightStream vs SoFi LoansLightStream vs SoFi personal loans: compare APR ranges, fees, prequalification, funding speed, loan amounts, and best borrower fit.GuideUpgrade vs Upstart LoansUpgrade vs Upstart personal loans: compare APRs, origination fees, soft checks, borrower fit, debt consolidation, and fair-credit options.CalculatorPersonal Loan CalculatorCalculate your monthly payment and total interest for any personal loan.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.