Historical archive
Mortgage Rates history
A rate archive for seeing where mortgage rates has moved, what the current rate means, and which SwitchWize action fits next.
Historical archive
Mortgage Rates over time
Aug 7
7.28%
Aug 8
7.23%
Aug 9
7.35%
Archive high
7.71%
Highest observed point in this archive window.
Archive low
6.89%
Lowest observed point in this archive window.
Archive average
7.20%
83 observations summarized for context.
Archive table
Current rate: 6.72% — 83 observations
May 57.71%Avg 5.99%
May 67.25%Avg 5.97%
May 77.25%Avg 5.98%
May 87.25%Avg 5.98%
May 117.13%Avg 5.99%
May 127.13%Avg 5.95%
May 137.38%Avg 5.96%
May 147.38%Avg 5.99%
May 157.38%Avg 6.04%
May 177.38%Avg 6.07%
May 187.11%Avg 6.06%
May 217.16%Avg 6.13%
May 227.38%Avg 6.19%
May 237.38%Avg 6.21%
May 247.38%Avg 6.22%
May 257.25%Avg 6.18%
May 277.25%Avg 6.09%
May 287.16%Avg 6.12%
May 297.16%Avg 6.10%
May 317.50%Avg 6.12%
Jun 17.14%Avg 6.11%
Jun 27.13%Avg 6.09%
Jun 37.50%Avg 6.04%
Jun 47.50%Avg 6.05%
Jun 57.50%Avg 6.08%
Jun 67.13%Avg 6.17%
Jun 77.13%Avg 6.17%
Jun 87.14%Avg 6.19%
Jun 97.13%Avg 6.16%
Jun 107.13%Avg 6.15%
Jun 117.11%Avg 6.15%
Jun 127.11%Avg 6.16%
Jun 137.11%Avg 6.19%
Jun 147.11%Avg 6.17%
Jun 167.01%Avg 6.12%
Jun 177.02%Avg 6.04%
Jun 187.02%Avg 6.08%
Jun 197.15%Avg 6.10%
Jun 216.97%Avg 6.15%
Jun 227.15%Avg 6.18%
Jun 237.01%Avg 6.18%
Jun 247.15%Avg 6.14%
Jun 257.15%Avg 6.11%
Jun 267.15%Avg 6.13%
Jun 277.15%Avg 6.15%
Jun 287.15%Avg 6.17%
Jun 297.14%Avg 6.17%
Jun 306.89%Avg 6.12%
Jul 17.02%Avg 6.13%
Jul 27.11%Avg 6.12%
Jul 37.11%Avg 6.17%
Jul 47.11%Avg 6.18%
Jul 57.11%Avg 6.17%
Jul 67.14%Avg 6.19%
Jul 87.13%Avg 6.12%
Jul 97.13%Avg 6.16%
Jul 107.13%Avg 6.22%
Jul 117.13%Avg 6.21%
Jul 127.13%Avg 6.20%
Jul 137.14%Avg 6.19%
Jul 147.14%Avg 6.16%
Jul 157.13%Avg 6.20%
Jul 167.13%Avg 6.20%
Jul 177.13%Avg 6.24%
Jul 187.13%Avg 6.24%
Jul 197.13%Avg 6.23%
Jul 207.14%Avg 6.24%
Jul 217.16%Avg 6.20%
Jul 227.16%Avg 6.23%
Jul 237.16%Avg 6.28%
Jul 247.38%Avg 6.35%
Jul 257.38%Avg 6.34%
Jul 267.38%Avg 6.34%
Jul 277.26%Avg 6.29%
Jul 297.24%Avg 6.30%
Jul 317.22%Avg 6.24%
Aug 27.30%Avg 6.30%
Aug 47.14%Avg 6.34%
Aug 57.15%Avg 6.28%
Aug 67.51%Avg 6.32%
Aug 77.28%Avg 6.32%
Aug 87.23%Avg 6.32%
Aug 97.35%Avg 6.32%
Verified existing coverage
Use what SwitchWize already has
GuideBest Mortgage Rates: Compare Lenders and Save ThousandsCompare the best mortgage rates 2026 from top lenders. See live rates, dollar-impact examples, and step-by-step tips to lock in the lowest APR for your home.GuideThe Homeowner's Money Playbook: Everything After You Buy (2026)Every guide tells you how to buy a house. Almost none tells you how to run one. Closing is the start of a 30-year financial contract that is mostly interest in the early years, and the owners who pay attention win back thousands: refinancing past break-even, killing PMI, reshopping insurance, appealing property taxes, and getting the payoff-versus-invest call right.GuideWhat a Fed Rate Hike Would Do to Your Money inFor two years the debate was about cuts. Now the Fed's own projections have turned hawkish, with several officials penciling in a hike. Here is exactly what a rate increase would do to your savings, credit cards, and mortgage, and what to do before it lands.Guide5/1 ARM vs 7/1 ARM: Which Adjustable-Rate Term Wins in?5/1 ARM vs 7/1 ARM compared on fixed period, rate risk, and who each term actually fits. See which adjustable-rate mortgage matches your timeline.CalculatorMortgage CalculatorEstimate a fixed-rate mortgage payment and model how an entered extra principal payment changes payoff time and interest.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.