First Financial Bank Mortgage Rates Review 2026
First Financial Bank is worth comparing if its 6.02% rate range, fees, eligibility rules, and payment fit beat at least two competing offers.
Your mortgage estimate
Payment fit
Estimated payment
$2,403
Principal and interest estimate
Total interest
$465,080
Before taxes, insurance, or fees
SwitchWize take
Mortgage rate and payment fit
APR / rate
6.02%
Payment
$4,569
Fees / points
$985
Credit assumption
780
Total cost check
What this offer could cost in a typical scenario
Scenario
$400,000
360 months
Monthly payment
$2,403
At 6.02% APR
Interest + fees
$466,065
$985 fees included
Scenario cost check
6.03%
Estimate, not a lender quote
Approval fit
Will this lender fit your scenario?
Mortgage truth label
Loan details that actually decide fit
Mortgage rate options
Observed terms by product
Rate Confirm with lender
Rate Confirm with lender
Best for
- Home buyers comparing APR and payment
- Borrowers shopping multiple lenders
- People who can evaluate points and fees
- Rate-lock timing decisions
Not for
- Choosing from rate alone
- Ignoring points and lender fees
- Skipping preapproval comparisons
- Stretching payment beyond budget
Decision checks
Compare before you apply
6.02%
$4,569 observed monthly payment
$985 observed fees
Scenario assumes about 780 credit score
APR, points, fees, payment, and lock timing matter together. The lowest note rate is not automatically the cheapest loan.
Mortgage quotes are scenario-specific. APR, points, fees, credit score, property type, and lock date can move the result.
Decision receipt
How to use this mortgage review
First Financial Bank belongs in your shortlist only if its final quote beats at least two competing offers.
Core rate, fee, and eligibility assumptions are present; still confirm final lender disclosures.
Compare at least two other mortgage lenders and one credit union or broker before locking.
Comparison set