Washington Savings Bank CD Rates Review 2026
Compare each reviewed product by its exact maturity, minimum deposit and withdrawal rules. Two CDs with the same maturity can have different conditions.
Best observed APY
3.60%
Best term
3 months
Minimum
$500
SwitchWize currently has no compensated product links.
SwitchWize take
Reviewed CD products and conditions
Best observed APY
3.60%
3 months
Main catch
The selected product determines the rate, minimum deposit, penalty and renewal rules.
Terms checked
Oct 30, 2026
Verified disclosures
Pros & cons
- No monthly maintenance fee
- Minimum deposit: $500
Derived from the current rate, fees, and terms we track for this product. Confirm the latest details on the provider’s site.
CD truth label
Washington Savings Bank terms that actually matter
Disclosure verification
Verified disclosuresTerm table
Observed CD rates by maturity
Early withdrawal: A penalty may be assessed for funds withdrawn prior to maturity on all certificates of deposit; the amount is not stated.
Best for
- Known cash dates
- Single-term cash parking
- Savers who can leave money untouched
- People comparing against liquid accounts
Not for
- Emergency cash
- Cash needed on short notice
- Everyday transactions
- Anyone unwilling to track maturity
Decision checks
Open only if these checks pass
3 months
3.60%
$500
Locked until maturity
Use the selected product’s reviewed renewal and grace-period rules.
Create maturity alertKeep emergency cash and money with an uncertain timing need in a liquid account. A CD is a timeline tool, not a spending account.
CD versus liquid savings
A CD can lock today's APY for a known term. A high-yield savings account keeps the money flexible, but the APY can move. Use the CD only when the maturity date, penalty, and rate gap all work together.
Comparison set