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Certificate of Deposit
Citizens Certificate of Deposit
FDIC Insured·Rate verified by SwitchWize
APY
0.03%
Annual Percentage Yield
CD Terms & Rates
| Term | APY |
|---|---|
| 3 months | 0.03% |
| 6 months | 0.03% |
| 1 year | 0.03% |
| 2 years | 0.03% |
| 3 years | 0.03% |
| 5 years | 0.03% |
Pros
- Citizens CDs come with competitive yields.
- Monthly interest payments can be cashed out or reinvested.
Cons
- You’ll need at least $5,000 to open a Citizens CD.
- Citizens no longer offers no-penalty CDs.
Rate History (Last 30 Days)
2026-04-222026-05-06
Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.