World Of Hyatt
ChaseCredit Card

World Of Hyatt

Best for Hyatt free nights

$1Kbonus$95/yrannual fee9.0x points per $1; value varies by redemption
Sign-up bonus
$1K
See issuer terms
Annual fee
$95
Offset by $1K bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
9.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

The World of Hyatt card is one of the strongest hotel cards because Hyatt points can be highly valuable. The annual free night can outweigh the fee for travelers who redeem it well.

Pros & cons
What we like
  • Valuable annual Hyatt free night
  • High Hyatt earn rate
  • Strong point value
  • No foreign transaction fee
Worth noting
  • Hyatt footprint is smaller than rivals
  • Second free night requires $15,000 spend
  • Limited broad travel credits
Perks & credits
$610 face value·$419 effective
Category 1-4 Free Night Award
Annual free night after cardmember anniversary
moderate
$255
$191 eff.
Additional Category 1-4 Free Night
Earn after $15,000 in calendar-year spend
hard
$255
$128 eff.
World of Hyatt Discoverist Status
easy
$100

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.24%–27.74% variable
Annual fee$95

Always verify current terms at the issuer before applying. See full offer details →

World Of Hyatt
Chase

World Of Hyatt

$1K
sign-up bonus
$95
annual fee
$3,625
est. first-year value
$2,605
ongoing value / yr

Based on $2,500/mo spend

Apply now

You'll leave SwitchWize and apply at Chase's site. Verify all terms before submitting.

SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates, fees, and eligibility directly with the card issuer before applying.