Altitude Reserve
U.S. BankCredit Card

Altitude Reserve

Best for mobile wallet travel rewards

$750bonus$400/yrannual fee1.0x points per $1; value varies by redemption
Sign-up bonus
$750
See issuer terms
Annual fee
$400
Offset by $750 bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
1.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Best for people who make heavy use of mobile wallet payments and want premium travel perks. The annual travel credit can offset much of the annual fee if used naturally.

Pros & cons
What we like
  • 3X on mobile wallet purchases (Apple Pay, Google Pay)
  • Annual $325 travel and dining credit
  • Premium Visa Infinite benefits and protections
  • Airport lounge visits included
Worth noting
  • Annual fee not waived
  • No transferable points to airline or hotel programs
  • May not be open to new applicants
Perks & credits
$510 face value·$470 effective
Annual travel and dining credit
Automatic statement credit on eligible travel and dining purchases.
easy
$325
Priority Pass lounge visits
Limited complimentary airport lounge visits per year.
moderate
$160
$120 eff.
Global Entry/TSA PreCheck credit
Up to $100 every 4 years; annualized value.
easy
$25

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR21.49%–28.49% variable
Annual fee$400

Always verify current terms at the issuer before applying. See full offer details →

Altitude Reserve
U.S. Bank

Altitude Reserve

$750
sign-up bonus
$400
annual fee
$650
est. first-year value
-$100
ongoing value / yr

Based on $2,500/mo spend

Apply now

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SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates, fees, and eligibility directly with the card issuer before applying.