United Quest
ChaseCredit Card

United Quest

Best for regular United flyers

$910bonus$350/yrannual fee1.0x miles per $1; value varies by redemption
Sign-up bonus
$910
See issuer terms
Annual fee
$350
Offset by $910 bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
1.0x miles

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Best for United flyers who travel often enough to use annual United credits and enhanced checked bag benefits. It sits between the entry-level Explorer and premium Club Infinite cards.

Pros & cons
What we like
  • Annual United travel credit
  • First and second checked bags free for cardmember and companion
  • Anniversary award flight mile rebate
  • No foreign transaction fees
Worth noting
  • Annual fee not waived
  • No full United Club lounge membership
  • Best value requires regular United loyalty
Perks & credits
$820 face value·$783 effective
United travel credit
Annual United travel credit after account opening and each anniversary.
easy
$200
Award flight discount
10,000-mile discount each anniversary, another after $20k spend.
moderate
$150
$113 eff.
First and second checked bags free
Primary cardmember and one companion.
easy
$440
Global Entry/TSA PreCheck credit
Up to $120 every 4 years; annualized value.
easy
$30

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.74%–28.24% variable
Annual fee$350

Always verify current terms at the issuer before applying. See full offer details →

United Quest
Chase

United Quest

$910
sign-up bonus
$350
annual fee
$860
est. first-year value
-$50
ongoing value / yr

Based on $2,500/mo spend

Apply now

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