United Explorer
Best for occasional United flyers
Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.
Best for United flyers who want a checked bag benefit, boarding perks, and a lower-cost entry into United card benefits. The first-year annual fee waiver makes it a low-friction option to try.
- ✓Annual fee waived first year
- ✓First checked bag free for cardmember and one companion
- ✓Two United Club one-time passes annually
- ✓Expanded award flight availability
- ✗Best value requires flying United regularly
- ✗No full United Club lounge membership
- ✗Miles are less flexible than transferable points
Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)
Always verify current terms at the issuer before applying. See full offer details →
United Explorer
Based on $2,500/mo spend
You'll leave SwitchWize and apply at Chase's site. Verify all terms before submitting.
SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates, fees, and eligibility directly with the card issuer before applying.