Southwest Rapid Rewards Priority
ChaseCredit Card

Southwest Rapid Rewards Priority

Best for frequent Southwest flyers

$1Kbonus$229/yrannual fee1.0x points per $1; value varies by redemption
Sign-up bonus
$1K
See issuer terms
Annual fee
$229
Offset by $1K bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
1.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Best for Southwest loyalists who can use the annual Southwest credit, four upgraded boardings, and highest anniversary point bonus. The higher annual fee pays off if you fly Southwest regularly.

Pros & cons
What we like
  • Annual Southwest travel statement credit
  • Four upgraded boardings per year
  • Highest anniversary bonus among personal Southwest cards
  • No foreign transaction fees
Worth noting
  • Highest annual fee among Southwest personal cards
  • Best value requires frequent Southwest loyalty
  • No premium travel perks beyond Southwest ecosystem
Perks & credits
$332 face value·$302 effective
Anniversary bonus points
7,500 anniversary points.
easy
$112
Annual Southwest travel credit
Annual Southwest statement credit.
easy
$75
Upgraded boardings
Four upgraded boardings per year when available.
moderate
$120
$90 eff.
Inflight purchase credit
25% back on eligible Southwest inflight purchases.
easy
$25

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.24%–27.74% variable
Annual fee$229

Always verify current terms at the issuer before applying. See full offer details →

Southwest Rapid Rewards Priority
Chase

Southwest Rapid Rewards Priority

$1K
sign-up bonus
$229
annual fee
$1,421
est. first-year value
$71
ongoing value / yr

Based on $2,500/mo spend

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