Southwest Rapid Rewards Plus
ChaseCredit Card

Southwest Rapid Rewards Plus

Best for entry-level Southwest flyers

$1Kbonus$99/yrannual fee1.0x points per $1; value varies by redemption
Sign-up bonus
$1K
See issuer terms
Annual fee
$99
Offset by $1K bonus
Purchase APR
19.24%
Variable — see issuer terms
How you earn
Other purchases
1.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Best for Southwest flyers who want the lowest annual fee among personal Southwest cards. It makes sense if you value anniversary points and want a stepping stone toward the Companion Pass.

Pros & cons
What we like
  • Lowest annual fee Southwest personal card
  • Annual anniversary points bonus
  • EarlyBird check-in credits each year
  • Earns points toward Companion Pass
Worth noting
  • Annual fee not waived
  • Foreign transaction fee applies
  • Fewer perks than Premier or Priority tiers
Perks & credits
$70 face value·$70 effective
Anniversary bonus points
3,000 anniversary points.
easy
$45
Inflight purchase credit
25% back on eligible Southwest inflight purchases.
easy
$25

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.24%–27.74% variable
Annual fee$99

Always verify current terms at the issuer before applying. See full offer details →

Southwest Rapid Rewards Plus
Chase

Southwest Rapid Rewards Plus

$1K
sign-up bonus
$99
annual fee
$1,401
est. first-year value
$201
ongoing value / yr

Based on $2,500/mo spend

Apply now

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