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Marriott Bonvoy Brilliant
American ExpressCredit Card

Marriott Bonvoy Brilliant

Best premium Marriott loyalist card

$1Kbonus$650/yrannual fee6.0x points per $1; value varies by redemption
Sign-up bonus
$1K
See issuer terms
Annual fee
$650
Offset by $1K bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
6.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

The Brilliant card is for Marriott loyalists who can use the large annual credits, premium free night and elite status. It is hard to justify for casual Marriott guests.

Pros & cons
What we like
  • ✓Premium free night award
  • ✓Marriott credits help offset fee
  • ✓Automatic Platinum Elite status
  • ✓No foreign transaction fee
Worth noting
  • ✗Very high annual fee
  • ✗Best value requires regular Marriott stays
  • ✗Priority Pass value can be redundant
Perks & credits
$1,430 face value·$1,155 effective
Marriott Dining Credit
Up to $300 per calendar year for eligible restaurant purchases worldwide
easy
$300
Annual Free Night Award
Up to 85,000 Marriott Bonvoy points after card renewal
moderate
$500
$375 eff.
Priority Pass Select Membership
Requires enrollment
hard
$300
$150 eff.
Marriott Bonvoy Platinum Elite Status
easy
$300
Global Entry or TSA PreCheck Credit
Annualized from up to $120 every 4 years
easy
$30

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR20.24%–29.24% variable
Annual fee$650

Always verify current terms at the issuer before applying. See full offer details →

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Marriott Bonvoy Brilliant
American Express

Marriott Bonvoy Brilliant

$1K
sign-up bonus
$650
annual fee
$2,445
est. first-year value
$1,150
ongoing value / yr

Based on $2,500/mo spend

Apply now

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