Ihg One Rewards Premier
ChaseCredit Card

Ihg One Rewards Premier

Best for IHG free nights

$925bonus$99/yrannual fee5.0x points per $1; value varies by redemption
Sign-up bonus
$925
See issuer terms
Annual fee
$99
Offset by $925 bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
5.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

The IHG Premier card offers strong hotel earning, Platinum status and an anniversary free night for a moderate fee. It is especially useful for travelers who redeem four-night award stays.

Pros & cons
What we like
  • Anniversary free night included
  • Fourth reward night free
  • Automatic Platinum Elite status
  • High IHG earn rate
Worth noting
  • IHG points have low cent value
  • Best perks require IHG stays
  • Annual fee not waived first year
Perks & credits
$480 face value·$405 effective
Anniversary Free Night
Up to 40,000 IHG points; can top-off with points
moderate
$200
$150 eff.
Fourth Reward Night Free
On consecutive award point stays
moderate
$100
$75 eff.
IHG Platinum Elite Status
easy
$150
Global Entry, TSA PreCheck, or NEXUS Credit
Annualized from up to $120 every 4 years
easy
$30

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.99%–28.99% variable
Annual fee$99

Always verify current terms at the issuer before applying. See full offer details →

Ihg One Rewards Premier
Chase

Ihg One Rewards Premier

$925
sign-up bonus
$99
annual fee
$2,326
est. first-year value
$1,401
ongoing value / yr

Based on $2,500/mo spend

Apply now

You'll leave SwitchWize and apply at Chase's site. Verify all terms before submitting.

SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates, fees, and eligibility directly with the card issuer before applying.