Delta Skymiles Gold
American ExpressCredit Card

Delta Skymiles Gold

Best for occasional Delta flyers

$1Kbonus$150/yrannual fee1.0x miles per $1; value varies by redemption
Sign-up bonus
$1K
See issuer terms
Annual fee
$150
Offset by $1K bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
1.0x miles

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Best for people who fly Delta a few times a year and can use the checked bag benefit. The first-year annual fee waiver makes it easy to try before committing long term.

Pros & cons
What we like
  • Annual fee waived first year
  • First checked bag free for primary cardmember and companions
  • Priority boarding on Delta flights
  • TakeOff 15 discount on award flights
Worth noting
  • Limited value if you rarely fly Delta
  • No Delta Sky Club lounge access
  • Miles are less flexible than transferable points
Perks & credits
$320 face value·$290 effective
First checked bag free
Primary cardmember and eligible companions on Delta-operated flights.
easy
$200
Rideshare credit
Up to $10/month on eligible rideshare after first card renewal; enrollment required.
moderate
$120
$90 eff.
TakeOff 15
15% discount on eligible Delta award flights.
easy
$0

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.49%–28.49% variable
Annual fee$150 (waived first year)

Always verify current terms at the issuer before applying. See full offer details →

Delta Skymiles Gold
American Express

Delta Skymiles Gold

$1K
sign-up bonus
$150
annual fee
$1,320
est. first-year value
$150
ongoing value / yr

Based on $2,500/mo spend

Apply now

You'll leave SwitchWize and apply at American Express's site. Verify all terms before submitting.

SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates, fees, and eligibility directly with the card issuer before applying.