Strata Premier Card
CitiCredit Card

Strata Premier Card

Best for diverse everyday categories

$960bonus$95/yrannual fee1.0x points per $1; value varies by redemption
Sign-up bonus
$960
See issuer terms
Annual fee
$95
Offset by $960 bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
1.0x points

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

A well-rounded mid-fee card for people who spend across travel, dining, groceries, gas, and EV charging and want Citi ThankYou points with broad everyday bonus categories.

Pros & cons
What we like
  • 3X on hotels, airlines, dining, groceries, and gas
  • Transferable Citi ThankYou points
  • Annual hotel discount benefit
  • No foreign transaction fees
Worth noting
  • Annual fee not waived
  • No lounge access
  • Hotel credit has booking restrictions through Citi Travel
Perks & credits
$100 face value·$75 effective
Annual hotel savings benefit
$100 off a hotel stay of $500+ booked via Citi Travel.
moderate
$100
$75 eff.

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR20.24%–28.24% variable
Annual fee$95

Always verify current terms at the issuer before applying. See full offer details →

Strata Premier Card
Citi

Strata Premier Card

$960
sign-up bonus
$95
annual fee
$1,165
est. first-year value
$205
ongoing value / yr

Based on $2,500/mo spend

Apply now

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