Business Gold
Best for adaptive business categories
Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.
American Express Business Gold automatically rewards the two eligible categories where a business spends the most each billing cycle. The annual fee is high, so the card works best for companies that can use the 4X categories and credits.
- ✓4X adapts to top eligible categories
- ✓Transferable Membership Rewards
- ✓Useful business statement credits
- ✓No foreign transaction fees
- ✗High annual fee
- ✗4X rewards are capped
- ✗Credits require monthly usage
Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)
Always verify current terms at the issuer before applying. See full offer details →
Business Gold
Based on $2,500/mo spend
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