Blue Cash Preferred
American ExpressCredit Card

Blue Cash Preferred

Best for groceries and streaming

$300bonus12mo 0%intro APR$95/yrannual fee6% in chosen category; caps may apply
Sign-up bonus
$300
See issuer terms
Annual fee
$95
Offset by $300 bonus
Intro APR
0%
12 months, then See terms
How you earn
Other purchases
6.0% cash back

Bonus categories shown; caps and category rules may apply. Other purchases earn at the issuer's base rate — verify with the issuer before applying.

SwitchWize take

Blue Cash Preferred is a strong household cash-back card for supermarket, streaming, gas and transit spending. The annual fee is easiest to justify if you spend heavily in capped grocery rewards.

Pros & cons
What we like
  • 6% at U.S. supermarkets
  • 6% on select streaming
  • Useful gas and transit rewards
  • Disney Bundle credit helps offset fee
Worth noting
  • Annual fee after intro year
  • Grocery bonus has annual cap
  • Foreign transaction fee applies
Perks & credits
$84 face value·$63 effective
Disney Bundle Credit
Up to $7 per month after enrollment and eligible subscription purchase
moderate
$84
$63 eff.

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.24%–29.99% variable
Annual fee$95 (waived first year)
Intro APR0% for 12 months

Always verify current terms at the issuer before applying. See full offer details →

Blue Cash Preferred
American Express

Blue Cash Preferred

$300
sign-up bonus
$95
annual fee
$2,005
est. first-year value
$1,705
ongoing value / yr

Based on $2,500/mo spend

Apply now

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