Delta Skymiles Gold Business
American ExpressCredit Card

Delta Skymiles Gold Business

Best for moderate Delta business flyers

$650bonus$150/yrannual fee2.0x miles per $1; value varies by redemption
Sign-up bonus
$650
See issuer terms
Annual fee
$150
Offset by $650 bonus
Purchase APR
See terms
Variable — see issuer terms
How you earn
Other purchases
2.0x miles

Points and miles redemption value varies. Bonus categories shown; caps may apply. Verify earning rates and options with the issuer before applying.

SwitchWize take

Delta SkyMiles Gold Business is a practical airline card for businesses that fly Delta regularly but do not need lounge access. The first-year fee waiver, free checked bag, and Delta flight credit are the primary draws.

Pros & cons
What we like
  • Annual fee waived first year
  • First checked bag free on Delta flights
  • Earns 2x on dining, shipping and advertising
  • No foreign transaction fees
Worth noting
  • SkyMiles value can vary widely at redemption
  • Bonus category caps on shipping and advertising
  • No Delta lounge access
Perks & credits
$260 face value·$160 effective
First checked bag free
Cardmember and companions on the same reservation.
easy
$60
Delta flight credit
Earned after $10,000 in eligible purchases in a calendar year.
hard
$200
$100 eff.

Effective value discounts hard-to-use credits (easy 100% · moderate 75% · hard 50%)

Key terms
Updated Jun 21, 2026
Purchase APR19.49%–28.49% variable
Annual fee$150 (waived first year)

Always verify current terms at the issuer before applying. See full offer details →

Delta Skymiles Gold Business
American Express

Delta Skymiles Gold Business

$650
sign-up bonus
$150
annual fee
$1,100
est. first-year value
$450
ongoing value / yr

Based on $2,500/mo spend

Apply now

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