Methodology

The scan is Money Map, framed as a 90-second challenge

The Money Recovery Challenge is not a separate calculation engine. It links to Money Map, the same tool SwitchWize uses everywhere else on the site, opened directly into a full scan across savings, debt, mortgage, and cards. Every figure it shows you comes from that same engine, with the same live rate data and the same category logic.

“Identified,” not “recovered”

Every dollar figure the scan shows is a modeled estimate of money you may be able to capture by acting on a specific opportunity, based on what you enter and today's tracked rates. It is not a measurement of money that has actually moved, and it never becomes one automatically. SwitchWize does not track whether you acted on a result, and never reports an “identified” figure as “recovered” unless you have told us you completed the action yourself.

Confidence levels

Some opportunities (for example, a savings rate gap against a live tracked rate) are well-supported by current data. Others (for example, a mortgage or debt estimate built from a few entered numbers) are a reasonable starting point rather than a precise figure. The scan labels each result's confidence level rather than presenting every number with the same certainty.

What we do and do not store

The scan itself runs without an account. If you choose to generate a shareable result card, it encodes only the dollar amounts per category into the share link and the card image, never any account balance, institution name, or other identifying detail. No balances are stored on SwitchWize's servers as part of this challenge.

The SwitchWize Recovery Index

After you complete a full Money Map scan, an anonymous record is written for exactly 4 numbers: the total estimated gap, which category it was largest in, whether it cleared a minimum threshold, and nothing else. No account, no balances, no inputs, and no way to trace a record back to a person. This is what powers the aggregate counter above the “Identified, not recovered” note, across everyone who completes a scan, not only visitors who arrived through this challenge page.

The counter stays in a “still collecting” state and does not publish a median, a most-common category, or a percentage until at least a real minimum number of scans have been recorded. A public statistic built from a handful of results would be more misleading than useful, so it is deliberately withheld until then rather than shown with a small, unstated sample size.