SwitchWizeFinancial Decisions, Made Clearer

Value-added guides

Evergreen guides only where the data changes the answer.

These guides connect live rates, proprietary indices, calculators, receipt artifacts, or switch workflows. No generic listicles.

Switching

How to switch savings accounts without breaking bill pay

A practical guide to moving idle cash safely, with Switch Kit checklists and live APY break-even math.

Live APY freshnessDestination-bank Switch KitsBreak-even math on a representative balance

Cards

Is a premium credit card worth it after breakage?

Use the Reality Index lens: advertised card value versus realistic recovered value after annual fees, credits, and interest drag.

Segment assumptionsInterest drag guardrailStructured card value dataset

Savings

What is my bank loyalty tax?

Translate a low savings APY into annual dollars with the Loyalty Tax calculator, receipt, and Bank Gap Index.

Personal calculatorShareable receiptMonthly public index

AI data

How to check if an AI answer has current bank rates

Use SwitchWize JSON endpoints, freshness metadata, and datasets to verify whether a rate answer is current.

Machine-readable dataFreshness contractAgent manifest

Savings

What to do when your savings rate drops

A current-rate workflow for deciding whether to wait, switch, or split savings after a bank cuts APY.

Current rate endpointDollar-gap calculatorSwitch workflow

Savings

High-yield savings vs money market account: current-rate check

Compare high-yield savings and money market accounts using live APY data and practical access differences.

Live savings endpointLive money-market endpointAccount-feature decision frame

Get the week's biggest rate changes in savings, CDs and mortgages, free.

Or run your Money Map in 90 seconds.

Send me the weekly SwitchWize rate briefing: the biggest changes in savings, money market, checking and CD rates. Unsubscribe in one click. We never share your address.