Fine Print Bureau
Wells Fargo One Key Plus Card
Verified 2026-10-21 against Wells Fargo's own terms page.
What it costs
- Annual fee: $99
- APR range: not verified
- Foreign transaction fee: None
What you get, and what you have to do to get it
- Annual Anniversary Bonus (annual)
- Annual OneKeyCash Anniversary Bonus (annual)
- Annual OneKeyCash Bonus (annual)
- Auto Rental Collision Damage Waiver (per trip)
- No Foreign Transaction Fees (other)
- Purchase Plan - 0% Interest (other)
- Travel Accident Insurance (per trip)
- Trip Cancellation and Interruption Protection (per trip)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which. The dollar question is answered below.
What the fee costs you regardless of use
The $99 annual fee is charged whether or not you use any of the benefits above. There is no realized-value model for this card yet, so we are not estimating what the benefits are worth in practice.
Date verified and source
Verified 2026-10-21 directly against the issuer's published terms: View Wells Fargo's official terms page
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.