Fine Print Bureau
U.S. Bank Smartly
Verified 2026-08-24 against U.S. Bank's own terms page.
What it costs
- Annual fee: None
- APR range: not verified
- Foreign transaction fee: not verified
What you get, and what you have to do to get it
- Cash Back Deals (other)
- ExtendPay $0 Fee Offer (one time)
- ExtendPay New Cardmember $0 Fee Offer (one time)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.
Date verified and source
Verified 2026-08-24 directly against the issuer's published terms: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.