Fine Print Bureau
Citi Secured Mastercard
Verified 2026-08-30 against Citibank's own terms page.
What it costs
- Annual fee: None
- APR range: 25.99%
- Foreign transaction fee: not verified
What you get, and what you have to do to get it
- $0 Liability on Unauthorized Charges (other)
- Citi Entertainment® Event Access (other)
- Free FICO® Score Access (other)
- Merchant Offers Statement Credits (other)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.
Date verified and source
Verified 2026-08-30 directly against the issuer's published terms: https://www.citi.com/credit-cards/citi-secured-credit-card
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.