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Fine Print Bureau

Citi Secured Mastercard

Verified 2026-10-19 against Citibank's own terms page.

What it costs

  • Annual fee: None
  • APR range: 26.24%
  • Foreign transaction fee: not verified

What you get, and what you have to do to get it

  • $0 liability on unauthorized charges (other)
  • Citi Entertainment® Event Access (other)
  • Citi® Flex Pay (other)
  • Citi® Merchant Offers (other)
  • No Authorized User Fee (other)

Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.

Date verified and source

Verified 2026-10-19 directly against the issuer's published terms: View Citibank's official terms page

Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.