Fine Print Bureau
Chase Ink Business Preferred
Verified 2026-11-10 against Chase Bank's own terms page.
What it costs
- Annual fee: $95
- APR range: 17.99%–26.99%
- Foreign transaction fee: None
What you get, and what you have to do to get it
- 5X Points on Lyft Purchases (other)
- Auto Rental Coverage (per trip)
- Automatic Credit Line Increase Review (other)
- Cell Phone Protection (other)
- Extended Warranty Protection (one time)
- Monthly DoorDash Discount on Non-Restaurant Orders (monthly)
- No Foreign Transaction Fees (other)
- Purchase Protection (one time)
- Roadside Assistance (per visit)
- Travel and Emergency Assistance (per trip)
- Trip Cancellation and Interruption Insurance (per trip)
- Zero Liability Protection (other)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which. The dollar question is answered below.
What the fee costs you regardless of use
The $95 annual fee is charged whether or not you use any of the benefits above. Against it, our Fee Reality model estimates $24 of credit value actually realized by a typical cardholder, out of $120 of advertised face value.
Modeled, confidence grade C — not a measurement of your own redemptions. See the Fee Reality Check for the credit-by-credit breakdown.
Date verified and source
Verified 2026-11-10 directly against the issuer's published terms: View Chase Bank's official terms page
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.