Fine Print Bureau
Capital One Savorone Student
Verified 2026-09-16 against Capital One's own terms page.
What it costs
- Annual fee: None
- APR range: 18.49%–28.49%
- Foreign transaction fee: None
What you get, and what you have to do to get it
- No Foreign Transaction Fees (other)
- Rewards Don't Expire (cardmember year)
- Rewards Never Expire (cardmember year)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.
Date verified and source
Verified 2026-09-16 directly against the issuer's published terms: https://www.capitalone.com/credit-cards/savor-student/
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.