Fine Print Bureau
Capital One Savor Student
Verified 2026-10-29 against Capital One's own terms page.
What it costs
- Annual fee: None
- APR range: 18.74%–28.74%
- Foreign transaction fee: None
What you get, and what you have to do to get it
- Capital One Café Beverage Discount (other)
- Capital One Travel Hotel Cash Back (other)
- Cash Back on All Other Purchases (other)
- Extended Warranty (other)
- No Foreign Transaction Fees (other)
- Rewards Don't Expire (other)
- Rewards Never Expire (other)
- Travel Accident Insurance (per trip)
- Travel Price Match Credit (per trip)
- Unlimited Cash Back at Grocery Stores and Dining (other)
- Unlimited Cash Back on Entertainment and Popular Streaming Services (other)
Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.
Date verified and source
Verified 2026-10-29 directly against the issuer's published terms: View Capital One's official terms page
Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.