SwitchWizeFinancial Decisions, Made Clearer

Fine Print Bureau

Apple Card

Verified 2026-10-27 against Apple's own terms page.

What it costs

  • Annual fee: None
  • APR range: 17.74%–27.99%
  • Foreign transaction fee: None

What you get, and what you have to do to get it

  • 0% APR Monthly Installments on Apple Products (other)
  • 1% Daily Cash Back on Titanium Card Purchases (other)
  • 2% Daily Cash Back with Apple Pay (other)
  • 3% Daily Cash Back at Apple (other)
  • 3% Daily Cash Back at Select Merchants (other)
  • Hertz Rental Car Savings and Benefits (per trip)

Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.

Date verified and source

Verified 2026-10-27 directly against the issuer's published terms: View Apple's official terms page

Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.