LendingClub vs Patelco Credit Union
LendingClub loans carry a lower rate at 6.53% APR versus Patelco's 9.30% APR, with both offering $0 minimums and no monthly fees. LendingClub also provides FDIC insurance, while Patelco does not, making LendingClub the stronger choice across rate and deposit protection.
Option B
Patelco Credit Union
9.30%
APR
- Min
- $300
- Fee
- $0/mo
Best for: savers prioritizing brand familiarity
Open with Patelco Credit Union →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.